EDUCODEX FINANCE OS • FINANCIAL OPERATING SYSTEM FOR EDUCATIONAL INSTITUTIONS

Your School Has an ERP.

But Do You Have
Financial Control?

From student receivables and parent follow-up to cash custody, banking, accounting and management decisions — one connected financial operating system.

Don't replace your ERP. Complete your financial control.
Built for Standalone SchoolsResidential CampusesMulti-School Educational Trusts
EduCodex Finance OSExecutive Terminal
LIVE AUDIT RADAR
Total Fee Demand
₹1,24,50,000
840 StudentsFY 2026–27
Realized Collections
₹98,40,000
79.0% Realized+14.2% vel.
Past Due (Overdue)
₹26,10,000
112 Accounts FlaggedAge > 30d
Treasury Liquidity
₹64,20,000
HDFC + Axis OperatingVault: ₹4.2L

Receivables Ageing Radar & Realization Horizon

Chronological fee default buckets across all grades

Term 2 Active
0 – 30 Days (Current Cycle)₹14,20,000(54.4%)
31 – 60 Days (Notice Dispatched)₹7,10,000(27.2%)
61 – 90+ Days (High Default Risk)₹4,80,000(18.4%)

Daily Cashier Vault

Counter 01
Cash Collected:₹1,85,000
UPI / QR Digital:₹3,40,000
Vault Settlement:
₹1,50,000Sealed
Shift #SH-8942Reconciled ✓
01•FINANCIAL TRUTH

One Institution. Many Financial Operations.One Financial Truth.

Most schools already have software. The problem is that fees, cash, bank deposits and accounting often live in different places — leaving management without one reliable financial picture.

“School ka paisa exactly kahan hai?”

The fundamental question every school trustee and finance head needs answered in real time.

Separate Workflows

Fragmented Financial Operations

Fee collection, cash handling, bank deposits and accounting often operate as separate workflows — creating multiple records for what should be one financial truth.

Multiple Records
Cash Custody Gap

Cash Moves. Visibility Doesn't.

Fees may be collected at the counter, but cash handovers, custody, expenses and bank deposits can remain difficult for management to track in real time.

Untracked Cash Movement
Manual Matching

Manual Reconciliation

Bank transfers, UPI settlements and deposits must be manually matched against student accounts — consuming finance-team time and increasing reconciliation risk.

Reconciliation Burden
Delayed Reporting

Delayed Management Visibility

By the time trustees receive spreadsheets and reports, the numbers describe what happened — not what is happening now.

Delayed Decisions
The EduCodex Resolution

EduCodex connects the chain.

One Financial Truth — from student account to management dashboard. You do not need to replace your ERP or academic software. EduCodex connects counter collections, cash custody, bank deposits and general ledger accounts into one reconciled financial picture.

One balanced truth • Real-time cash & bank visibility • Reconciled ledger balances
02•THE FINANCIAL JOURNEY•12 Connected Stages

Every Rupee Has a Journey.
EduCodex Makes Every Step Accountable.

From student fee assignment to collection, cash custody, bank reconciliation, accounting and management reporting — every financial movement stays connected.

01

Student Identity

Master Enrollment

Every financial transaction begins with one uniquely identified student financial account.

One Student. One Financial Identity.
02

Fee Assignment

Approved Structures

Fee structures, transparent concessions, and installment plans are assigned to the student account.

Approved Fee Governance
03

Receivable Intelligence

Ageing • Dues • Follow-Up

Institutional revenue demand is tracked across chronological ageing horizons with structured WhatsApp and email parent follow-up before collection.

Receivable → Ageing → Follow-Up
04

Fee Collection

Counter & Digital

Counter collections, online payments, and direct transfers are recorded in real time.

Complete Receipt Visibility
05

Official Receipt

Controlled Receipts

Every receipt receives an immutable number with complete payment-mode breakdown.

Traceable Receipt History
06

Payment Settlement

Cash • UPI • Bank

Collections are classified into cash, UPI gateways, cheques, and direct bank transfers.

Split-Mode Settlement Integrity
07

Cash Custody

Handover & Accountability

Know who collected the cash, who received it, where it is held, and what happened next.

Every Cash Movement Accountable
08

Bank & BRS

Deposit & Reconciliation

Match deposits and bank transactions back to institutional collections.

Collection-to-Bank Traceability
09

Double-Entry

Balanced Ledgers

Automated journal entries maintain debits and credits across general ledger accounts without manual posting.

Balanced Double-Entry Books
10

Trial Balance

Chart of Accounts

Debit and credit balances match continuously across all ledger heads and fee subledgers.

Ledger Balance Control
11

Financial Reports

Income & Balance Sheet

Financial statements, fee collection summaries, and income & expenditure reports remain available from current financial records.

Current Institutional Reporting
12

Executive Cockpit

Management Intelligence

From collections and outstanding fees to cash position and financial statements, management sees one current financial picture.

One Financial Truth
03•THE CONTROL ROOM•Institutional Operating Layer

Your Financial Control Room.

EduCodex brings receivables, cash custody, banking, accounting, governance and management intelligence into one connected financial control layer.

Synchronized Engines6 Connected Modules
Operational Engine

Receivables Engine

CONNECTED ✓

Know What Is Due. How Long It Has Been Due. And Where Every Payment Was Applied.

Track receivables by ageing period, identify overdue cohorts and allocate payments against the appropriate outstanding installments.

Safeguards & Controls:

Receivable Ageing
Concession & Waiver Controls
Payment Allocation Controls
General Ledger & Audit Stream Connected
Explore Receivables Engine
04 • PRODUCT ARCHITECTURE • ENGINEERED FOR EDUCATION

Built Specifically for Institutional Finance.

Explore the connected financial controls inside EduCodex Finance OS — from receivables and student accounts to cash, banking, accounting and management intelligence.

RECEIVABLE INTELLIGENCE & CHRONOLOGICAL AGEING

Pending Fees Are Not Just a Number.

Explore Ageing Engine

Turn outstanding dues into actionable recovery workflows with oldest-due installment allocation and chronological ageing visibility.

Automatic FIFO Installment AllocationTotal Overdue: ₹8,20,000 (64 Accounts)
STUDENT FINANCE 360

Individual Student Subledger

ZA

Zainab Ansari

ADM-2026-0842 • Class 10-A

Gross Fee₹1,40,000
Sibling Concession− ₹15,000
Total Paid (Terms 1 & 2)₹95,000
Term 3 Due₹30,000
CASH COMMAND CENTERSHIFT ACTIVE

Drawer → Vault → Bank Realization

01 Counter

₹1,85,000

02 Vault

₹4,20,000

03 Bank Slip

₹70,000

Electronic Shift Handover
Explore Cash Controls
BANK RECONCILIATION (BRS)RECONCILED

Statement Matching Engine

Zainab Fee Payment (UPI Direct)₹45,000 ✓ Matched
Vault Cash Deposit Slip #892₹70,000 ✓ Matched
HDFC Fee Account • Reconciled
Explore Banking Engine
DOUBLE-ENTRY GENERAL LEDGERDr = Cr

Auto-Posted Journal Voucher #JV-8942

Dr. Cash & Bank Clearing₹20,000.00
Cr. Student Receivables₹20,000.00
5-Tier Chart of Accounts Hierarchy
Explore Accounting Kernel
MANAGEMENT INTELLIGENCE RADARFY 2026–27

Multi-Campus Consolidated Radar

Campus A — CBSE Day School79.2%

840 Active • Demand ₹1.24 Cr

Campus B — State Board Academy82.2%

620 Active • Demand ₹86.8 L

Campus C — Residential Campus76.9%

410 Active • Demand ₹1.02 Cr

Group Financial Visibility
Explore Executive Radar
ARCHITECTURAL SUMMARY

SIX ENGINES. ONE FINANCIAL CONTROL LAYER.

Receivables

LIVE AGEING

Cash & Custody

CONTROLLED FLOW

Banking & BRS

RECONCILIATION

Double-Entry

Dr = Cr

Governance

CONTROL TRAIL

Intelligence

LIVE VISIBILITY
Five Fundamental Institutional Questions • One Financial Operating System
01 • What Is Due?
Receivables & Ageing
02 • Where Is The Money?
Cash Custody & Vault
03 • What Reached Bank?
Banking & BRS
04 • Do Books Agree?
Reconciliation & GL
05 • Where Next?
Decision Intelligence
05 • MANAGEMENT DECISION INTELLIGENCE • STRATEGIC FORESIGHT

Knowing the Numbers Is Only the Beginning.

EduCodex turns governed financial data into structured decision support — helping institutional leaders evaluate affordability, model scenarios, protect essential reserves and identify where attention is required next.

Deterministic Financial Decision Intelligence
CARD 01
CAPEX EVALUATION
CAN WE AFFORD IT?

Affordability Intelligence

Evaluate major financial decisions against available cash, commitments and institutional liquidity requirements.

Capital Expenditure ProposalILLUSTRATIVE VIEW
Campus Tech & STEM Lab Upgrade₹15,00,000
Free Deployable Cash₹32,40,000
Cash Floor Buffer₹25,00,000
VERDICT: AFFORDABLE NOWBreach: ₹0.00
CARD 02
DETERMINISTIC SIMULATION
WHAT IF?

Scenario Planning

Model changes in fees, enrolment, staffing costs and operating assumptions without altering the live financial books.

Strategic What-If ScenarioILLUSTRATIVE VIEW
FY27 Enrolment & Staffing Matrix
Fee Revision+8.0%
Enrolment Variance−3.0%
Staff Salary Increment+6.0%
Simulated Net Movement:+ ₹18,40,000
Live General Ledger Unmutated
CARD 03
LIQUIDITY GOVERNANCE
WHAT MUST WE PROTECT?

Reserve & Liquidity Intelligence

Separate protected financial capacity from cash that may be available for strategic deployment.

Institutional Reserve AllocationILLUSTRATIVE VIEW
Total Institutional Liquidity:₹1,12,00,000
3-Month Payroll Buffer:₹54,00,000
Emergency Operating Buffer:₹15,00,000
Minimum Operating Cash:₹10,60,000
Free Deployable Cash:₹32,40,000
CARD 04
EXECUTIVE ALERTS
WHERE MUST WE ACT?

Management Attention

Bring receivable, cash, banking and financial exceptions into management focus.

Active Governance AlertsILLUSTRATIVE VIEW
CRITICAL90+ Days Severe Overdue Bucket Exceeds Threshold
₹3,80,000
ACTIONCashier Shift #14 Handover Awaiting Custodian Acceptance
₹1,85,000
NOTICEBank Statement Matching: 2 Unmatched Deposit References
₹1,15,000

Built for trustees, CFOs, and governing boards. Move from retrospective reporting to forward-looking strategic liquidity governance.

Explore Decision Simulator
06 • FINANCIAL COMMUNICATION INTELLIGENCE • RECEIVABLE WORKFLOWS

From Outstanding Dues to Parent Follow-Up.

Turn receivable intelligence into structured parent communication. EduCodex connects fee due dates and overdue cohorts with professional WhatsApp and email workflows.

Connected Parent Recovery Lifecycle • Zero Disconnected Lists
1. Receivable→2. Ageing→3. Queue→4. WhatsApp / Email→5. Delivery Track→6. Collection
Structured Parent Follow-UpACTIVE QUEUE
ED
Greenfield Academy
Verified Institutional Sender
OVERDUE
Student:Zainab Ansari
Enrollment:Class 10-A • ADM-2026-0842
Installment Dues:₹30,000

Official Overdue Reminder Notice

Dear Parent, this is an official institutional notification regarding Zainab Ansari's term fee installment (₹30,000). Status: Overdue by 21 Days.

Please visit the campus fee counter or settle directly via your assigned student virtual account.

Delivery VisibilityALL VERIFIED
Sent09:15 AM
Delivered09:16 AM
Read09:22 AM
* Exception handling: Undelivered messages trigger accountant queue flags
Official Meta WhatsApp Business Cloud API • Resend Delivery
ZERO SPREADSHEETS

Connected to Receivables

Turn ageing cohorts into structured follow-up queues without manually rebuilding parent phone lists from spreadsheets.

META CLOUD API

Professional WhatsApp

Send approved institutional fee notices through connected WhatsApp workflows with verified delivery tracking (Sent, Delivered, Read, Failed).

RESEND ENGINE

Digital Receipt Emails

Deliver professional financial notices and itemized digital receipt communications through connected email workflows immediately upon counter collection.

AUDITED TRAIL

Controlled Communication

Maintain communication history, delivery status and institutional follow-up visibility directly within the student financial context.

QUIET-HOUR CONTROLSFREQUENCY CONTROLSTRACEABLE HISTORY

Connected to Student Subledger (131000 Control) • Zero Unreconciled Parent Messaging

07 • ROLE-BASED FINANCIAL CONTROL • SEPARATION OF DUTIES

One Financial Truth. Different Decisions.

Every financial role sees the controls and information relevant to its responsibility — while management retains institutional visibility.

Group / Trust-Wide Executive ScopeROLE 01 OF 05

Trustee / Management

Fundamental Role Question

“Can I trust the institution’s financial position?”

Delivered Institutional Value

Financial health, liquidity, collections, reserves and strategic decision visibility.

Authoritative Role Controls & Capabilities
Consolidated multi-campus collection radar
Strategic reserve & liquidity governance
Deterministic affordability simulation
Statutory financial statement review
MANAGEMENT RADAR
FINANCE OS WORKSPACE
Total Consolidated Collections
₹2,76,10,000
Protected Reserve Coverage:140.7%
All 3 campuses reporting live • Zero unposted entries
08 • TRUST & GOVERNANCE • ARCHITECTURAL INTEGRITY

Financial Governance for Single Schools & Multi-Campus Trusts.

Whether you operate one school or an entire educational trust, EduCodex brings financial roles, approvals, accounting controls and institutional visibility into one governed structure.

DUTY SEPARATION

ROLE-BASED CONTROL

“The right financial action stays with the right responsibility.”

TRACEABLE HISTORY

AUDIT TRAIL

“Important financial actions remain traceable through a structured institutional history.”

BALANCED BOOKS

DOUBLE-ENTRY ACCOUNTING

“Every accounting movement follows balanced debit and credit controls.”

CONTROLLED RECONCILIATION

BANK RECONCILIATION

“Collections and deposits can be matched against verified bank records.”

GROUP OVERSIGHT

MULTI-CAMPUS HIERARCHY

“Central leadership sees group-level finance while each campus retains its operational context.”

INSTITUTIONAL ISOLATION

TENANT ISOLATION

“Each institution operates within its own controlled data scope.”

MULTI-CAMPUS TRUST CONSOLIDATION
ILLUSTRATIVE VIEW
TRUST / GROUP HEADQUARTERS

Educational Trust Headquarters

Central financial governance • consolidated oversight • institution-wide reporting

Campus ADay School

840 Students

Collections₹96,40,000
Outstanding₹24,80,000
Campus BBranch School

620 Students

Collections₹71,20,000
Outstanding₹15,60,000
Campus CResidential Campus

410 Students

Collections₹1,08,50,000
Outstanding₹31,20,000
CONSOLIDATED INSTITUTIONAL INTELLIGENCE
Total Enrolled

1,870 Students

Total Collections

₹2,76,10,000

Total Outstanding

₹71,60,000

“One connected management view across the educational group.”

One institution or twenty campuses — governance stays connected.

Explore Governance & Multi-Campus Controls
09•SAAS PRICING•Predictable & Transparent

Clear, Institutional SaaS Procurement.

Predictable annual subscription plans aligned with student cohort volume. No lock-in, no per-transaction tax on your fees, and full statutory compliance.

Foundation

Essential financial control for standalone single schools

₹24,000/year
+ applicable taxes (18% GST)
Up to 500 active students

Included Capabilities:

  • Up to 500 active students
  • Student Finance 360 profile
  • Fee Collection & Counter Register
  • Receivable Intelligence & Ageing
  • Core Cash Flow Tracking
  • Double-Entry General Ledger
  • Standard Reports & Trial Balance
  • Standard Email Support
RECOMMENDED

Growth

Complete financial operating system for growing institutions

₹48,000/year
+ applicable taxes (18% GST)
Up to 1,500 active students

Included Capabilities:

  • Up to 1,500 active students
  • Everything in Foundation
  • Cash Custodian & Vault Management
  • Staff Operational Advances & Settlement
  • Banking & Bank Reconciliation (BRS)
  • Audit Explorer & Period Controls
  • Executive Financial Cockpit
  • Communication Integration Readiness
  • Priority Implementation Support

Enterprise

MULTI-CAMPUS

Tailored multi-campus governance for educational trusts & large groups

Custom PricingTailored for Multi-Campus Trusts
Custom Student Volume

Included Capabilities:

  • Multi-Campus & Multi-Trust Hierarchy
  • Custom Student Volume
  • Consolidated Group Financial Intelligence
  • Campus-by-Campus Comparative Radar
  • Custom Role Scoping (e.g. Multi-Campus Accountant)
  • Dedicated Migration & Data Mapping
  • Custom Enterprise SLA & Account Manager

Transparent Institutional Procurement Terms

Applicable Taxes

Prices are in Indian Rupees (INR) and exclude applicable GST (18%). GST invoice will be provided upon payment verification.

Historical Data Migration

Standard self-service CSV import templates are included. Guided historical ledger migration or manual data cleanup from legacy systems is quoted separately based on complexity.

WhatsApp & SMS Delivery

Third-party messaging infrastructure charges (e.g., Meta WhatsApp Cloud API conversation fees or SMS gateway credits) are billed on actual usage based on your notification volume.

Custom Integrations & On-Site Training

Custom connector development with legacy ERPs or on-premise staff training at your campus is available upon request as enterprise professional services.

Company & OriginsRajkot, Gujarat, India

Built by Zyra Edutech Pvt. Ltd.

Zyra Edutech develops high-integrity financial operating systems that give educational institutions total clarity, cash control, and long-term management intelligence.

Education-Focused

Purpose-built for school finance

Financial Truth

Counter to General Ledger accuracy

Product Partnership

Dedicated institutional onboarding

EDUCODEX FINANCE OS

From Fee Collection
to Financial Control.

One institution. One financial system. One financial truth.

Zero Setup Fee SandboxEnterprise RBAC SecurityInstant Guided Onboarding